Financial Software Products and Development
Smart, scalable financial software, built for how your business actually runs.
uPayments makes DisputeProof for chargeback defense and FinMI for payment operations, runs uPayments Advance, and builds custom financial software for growing businesses.
DisputeProof · Case #3281
Cancelled Merchandise or Services
Visa 13.7 · Respond by Nov 6
$4,800.00Disputed
- Filed
- Representment
- Pre-ArbitrationMost processors stop here
- ArbitrationDisputeProof keeps going
- Verdict
DisputeProofLivePart of FinMI
Win the Chargebacks Your Processor Abandons
Most processors stop representing you at pre-arbitration. DisputeProof keeps going through arbitration, with evidence matched to each reason code, AI-drafted rebuttals and submission-ready response packets.
It is built for high-ticket service businesses (financial advisory, consulting, agencies and professional services), where every chargeback is worth thousands.
See How It Works on FinMIFrom Dispute Notice to Packet in Six Steps
Overview
Reason code, amount, respond-by date and the linked transaction.
Details
A reason-code-specific questionnaire that feeds the evidence recommendations.
Evidence
Upload documents, link them to recommendations and run the pre-submission audit.
Outreach
An optional customer email, often the fastest path to a reversal.
Rebuttal
A factual, objective draft, with every revision kept.
Package
The response packet and one combined evidence PDF, ready to upload.
89%
documented win rate across 36 decided cases
$86,000+
recovered for merchants to date
12-0
Mastercard sweep on the network’s most denied reason codes
Figures reflect historical results across 36 decided cases and are not a guarantee of future outcomes.
FinMIComing SoonFinancial Merchant Intelligence
The Operations Platform for High-Ticket Service Businesses
FinMI brings payments, invoicing, analytics and portfolio management into one platform, starting with DisputeProof for chargeback defense. DisputeProof is live today, and the rest of FinMI is on the way.
Early access members get prioritized onboarding for every new FinMI product as it ships.
DisputeProofLive
Chargeback defense through arbitration, live today inside FinMI.
Coming Soon to FinMI
Collect
Payment forms, checkout pages and embeds.
Invoice
Branded invoices, autopay, reminders, late fees and dunning recovery.
Analyze
Revenue trends, approval rates and decline reasons in real time.
Manage
Portfolio tools for ISOs, with roles, audit logs and white-label.
uPayments AdvanceLive
Working Capital Advances, Managed End to End
Our Working Capital Advance for small businesses runs entirely in our secure portal, operated on the same technology we build for clients.
Verify
Identity and business bank account verified through bank-grade verification.
Agree
Your Working Capital Advance Agreement is signed electronically and notarized online.
Invoice
Itemized invoices are issued and settled securely through the portal.
Receive
Your advance is sent directly to your verified business bank account.
$8.8M+
in completed advances
470+
advances completed end to end
1 business day
typical review time for a complete request
Custom Financial Software
The team behind our products builds end-to-end financial software for clients, owned and operated in production, not handed off and forgotten.
Payment Systems
Custom payment flows built on established gateways (card, ACH, and invoicing) with idempotent processing, full transaction ledgers, and reconciliation built in from day one.
Client Portals
Branded, secure portals for account management, document signing, invoicing, and payments, designed so your clients can complete an entire workflow without a phone call.
Onboarding and KYC Automation
Identity verification, bank account authentication, e-signature, and remote online notarization stitched into one guided flow.
Financial Dashboards
Real-time operational and financial analytics built on your live data, not yesterday’s export.
API and CRM Integrations
Two-way integrations with the systems you already run, with webhooks, retries, and audit trails handled properly.
Automation and Internal Tools
Scheduled jobs, alerting, reconciliation, document generation, and the admin tooling to oversee it all.
Security Is the Default
Financial software fails differently than other software, so we engineer for the failure cases first. DisputeProof, FinMI, uPayments Advance and every system we build for clients ship with the same protections.
Encryption in transit and at rest for sensitive data
Field-level encryption for sensitive financial data
Role-based access control and full audit logging
Idempotent payment operations and replay-safe webhooks
Identity verification and notarization built into critical flows
Have a Project in Mind?
Tell us what you’re building (or what’s slowing your operation down) and we’ll tell you honestly whether we’re the right fit.